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In our society, nobody would question that we are organised around a series of principles that tend to put order into all of our lives. One of these principles is the obligation not to cause damage to the property and interests of others.

That’s why this principle should be very much taken into account by any business carrying on commercial activities, since the possibility of causing damage to a third party is increased. Hence Civil Liability is vitally important for any business when it comes to facing the consequences arising from an illegal fact that the law makes it liable for.

The mentioned principle of not causing damage to the property or interests of third parties, as well as the consequences of it (the obligation to repair the damage caused), are contained in the legal system and specifically in several bodies of law, such as the Civil Code, the Criminal Code and other special laws.

To that end, a business should have Civil Liability Insurance offering the most appropriate cover to cope with all kinds of incidents arising from such issues.

Our Civil Liability Insurance Programme offers an ideal umbrella to protect the wealth of any insured party who may be affected by this obligation.