Cicor offers its outgoing clients insurance solutions almost anywhere in the world through a network of collaborating brokers abroad. Reciprocally, Cicor offers its collaboration to these correspondents by advising their incoming clients.

In this regard, it is worth highlighting the IBN (International Benefits Network) that Cicor joined in July 2006.

The services provided by the International Benefits Network focus on employee benefits and basically consist of:

Employee benefits. Planning and maintenance

• Developing business objectives and strategies

Identifying existing agreements and assessing their effectiveness in accordance with business practice and market trends

• Designing and implementing new and revised plans
• Checking compliance with legislation in force
• Risk analysis of insurance policies and international pooling
• Updating and interpreting local surveys
• Communicating employee benefit plans to the employees themselves

Financial Services

• Asset planning and international investment strategies
• Actuarial valuations
• Tax aspects of financing employee benefits

Mergers and Acquisitions

• Help and advice to identify employee benefits in companies wishing to buy, sell or combine different companies
• Analysis of the employer’s explicit and implicit responsibilities towards the employee
• Ensuring compliance with national and international financial laws